We provide a wide range of loan solutions designed to meet the unique needs of every borrower.
Our loan services include:
A Fix and Flip Loan is short-term financing for investors to buy, renovate, and resell properties. It covers both purchase and rehab costs, with fast approvals and flexible terms—helping you boost property value and maximize returns.
A Rehab Loan helps buyers and investors purchase and renovate properties in one package. Covering both the home and repair costs, it offers flexible terms to upgrade, add value, and turn fixer-uppers into profitable investments.
A DSCR Loan lets investors qualify based on a property’s rental income instead of personal income. Focused on cash flow, it’s ideal for building rental portfolios, with flexible terms, no job verification, and faster approvals.
A Consumer Purchase Loan helps homebuyers finance their primary residence with affordable options like fixed-rate or government-backed loans. With manageable down payments and predictable monthly payments, it makes homeownership more accessible for first-time buyers and growing families alike.
A Commercial Loan helps business owners and investors finance, refinance, or expand income-producing properties. With flexible terms and tailored solutions, it provides the capital to grow portfolios, boost cash flow, and achieve long-term goals.
An Investment Rental Loan finances or refinances income-producing properties like single-family, multifamily, or mixed-use. With flexible terms and competitive rates, it helps investors grow portfolios, boost cash flow, and build long-term wealth.
Fannie Mae/Freddie Mac offers the best-case scenarios and lowest interest rates for various loan types, including FHA loans, VA loans, 100% financing, and HELOCs. Borrowers can choose between fixed-rate or adjustable-rate mortgages (ARMs) and select a loan term that aligns with their financial situation, whether it’s a 15-year, 20-year, or 30-year loan. We also provide options for CALHFA Conventional and commercial real estate loans.
The available terms for these types of loans, including FHA loans and VA loans, are 15 and 30 year fixed-rate mortgages. To qualify for one of these loans, a minimum credit score of 550 is required. Additionally, there is a zero-down option available for VA loans, which requires a minimum credit score of 620. For those exploring other financing options, private money loans and commercial real estate loans may also be considered.
High-interest, short-term loans are available for various purposes, including commercial real estate loans, fix-and-flips, business purposes, construction loans, and private money loans. Even those with low credit scores can access quick cash through options like these. Loans made easy.
These are creative finance alternatives for self-employed borrowers who don’t meet traditional mortgage guidelines required for a conventional loan. We offer several options that don’t require tax returns. You can explore various options including DSCR, Bank Statement, Asset Utilization, P&L, Full-Doc, Closed-End 2nd, 1099, and ITIN.
A reverse mortgage is a loan that allows homeowners, typically those aged 62 or older, to tap into part of their home’s equity without selling it. The funds from a reverse mortgage can be used tax-free for home repairs, medical costs, or to supplement retirement.
