privacy policy

Privacy Policy

Effective Date: June 6, 2025
UGro Funding values your trust and is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website or use our services.
As a company licensed under the California Finance Lenders Law and regulated by the California Department of Financial Protection and Innovation (DFPI), we comply with applicable federal and state privacy and data protection requirements, including the California Consumer Privacy Act (CCPA/CPRA).

1. Information We Collect

We may collect the following categories of personal information:
• Identifiers: Name, address, email, phone number, Social Security number, driver’s license, or other government-issued ID.
• Financial Information: Income, employment, bank account details, credit history, and related financial documents.
• Commercial Information: Records of products or services purchased, obtained, or considered.
• Internet/Technical Information: IP address, device information, browsing history, and cookies when you use our website.
• Professional/Employment Information: Employer details, occupation, and work history.
• Other Information You Provide: Information you submit through applications, forms, or communications with us.

2. How We Use Your Information

We use your information to:
• Process and underwrite loan applications.
• Verify your identity and prevent fraud.
• Comply with state and federal legal requirements.
• Communicate with you regarding your account or inquiries.
• Improve our website, services, and customer experience.
We do not sell personal information.

3. How We Share Your Information

We may share your information with:
• Service Providers: Vendors who assist with loan processing, credit reporting, payment processing, or IT support.
• Regulatory Authorities: DFPI, federal regulators, or other government agencies as required by law.
• Legal Disclosures: If required by court order, subpoena, or to protect against fraud or security threats.
We do not sell or rent personal information to third parties for marketing purposes.

4. Your Privacy Rights (California Residents)

If you are a California resident, you have the following rights under the CCPA/CPRA:
• Right to Know: You may request disclosure of the categories and specific pieces of personal information we have collected about you.
• Right to Delete: You may request that we delete personal information we collected, subject to legal exceptions.
• Right to Correct: You may request corrections to inaccurate personal information.
• Right to Opt-Out of Sale/Sharing: We do not sell personal information; however, you may opt out of certain types of sharing.
• Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights. To exercise your rights, please contact us at:

 Email: info@ugrofunding.com
� Phone: 310-818-3867
� Mail: 1212 W. Gardena Blvd, Ste E, Gardena, CA 90247
We may need to verify your identity before processing your request.

5. Data Security

We use industry-standard administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no system can guarantee absolute security.

6. Retention of Information

We retain personal information for as long as reasonably necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.

7. Cookies and Online Tracking

Our website may use cookies or similar technologies to enhance your browsing experience and analyze site traffic. You may disable cookies through your browser settings, but certain features may not function properly.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Effective Date.”

9. Contact Us

If you have any questions about this Privacy Policy or our data practices, you may contact us at:
UGro Funding
1212 W. Gardena Blvd, Ste. E, Gardena, CA. 90247
� 310-818-3867
� info@ugrofunding.com