residential loan programs

At Ugro Funding, we offer a variety of mortgage solutions designed to help homeowners and buyers find the right financing option. Whether you are purchasing a home, refinancing your mortgage, or accessing home equity, our loan programs provide flexible and reliable funding.

Conventional Loans

Traditional mortgage options with competitive rates and flexible terms for qualified homebuyers.

Adjustable-Rate Mortgages (ARM)

Loans with lower initial interest rates that may adjust over time based on market conditions.

Jumbo Loans

Financing solutions for high-value properties that exceed standard loan limits.

Second Mortgages

Financing solutions for high-value properties that exceed standard loan limits.

Home Equity Line of Credit (HELOC)

Access funds using the equity in your home for major expenses or investments.

Government Loan Programs

FHA Loans

Flexible loan options with lower down payment requirements.

VA Loans

Special mortgage benefits available to eligible veterans and military families.

USDA Loans

Affordable financing options for eligible rural and suburban homebuyers.

Reverse Mortgage Options

Reverse mortgages allow homeowners to convert home equity into cash while continuing to live in their home. Available options include:

Traditional Reverse Mortgage

Fixed or Adjustable-Rate Mortgage (ARM)

Refinance

LENDER APPROVED REVERSE MORTGAGE INSERT TO BE PROVIDED BY WHOLESALE DIRECT LENDER(s)